:root{--navy:#0f3d5e;--navy2:#0a2c45;--gold:#f2b632;--ink:#1c2a35;--mut:#52606b;--bg:#fff;--alt:#f3f7fa;--line:#dbe4eb;--r:12px}
*{box-sizing:border-box}
html{scroll-behavior:smooth;scroll-padding-top:90px}
body{margin:0;font:17px/1.6 system-ui,-apple-system,"Segoe UI",Roboto,Arial,sans-serif;color:var(--ink);background:var(--bg);padding-bottom:64px}
img,svg,iframe{max-width:100%}
a{color:var(--navy)}
.wrap{max-width:1120px;margin:0 auto;padding:0 20px}
.skip{position:absolute;left:-999px;top:0;background:#fff;padding:10px;z-index:100}
.skip:focus{left:10px;top:10px}
h1,h2,h3{line-height:1.2;margin:0 0 .5em;color:var(--navy)}
h1{font-size:clamp(2rem,5.5vw,3.3rem)}
h2{font-size:clamp(1.6rem,3.6vw,2.2rem)}
h3{font-size:1.2rem}
.topbar{background:var(--navy2);color:#d6e4ee;font-size:.88rem}
.topbar-in{display:flex;justify-content:space-between;gap:12px;padding:8px 20px;flex-wrap:wrap}
.topbar a{color:var(--gold);font-weight:700;text-decoration:none}
.site-header{position:sticky;top:0;background:#fff;border-bottom:1px solid var(--line);z-index:50}
.header-in{display:flex;align-items:center;justify-content:space-between;gap:16px;padding:10px 20px}
.brand{display:flex;gap:10px;align-items:center;text-decoration:none;color:var(--navy)}
.brand strong{display:block;font-size:1.1rem;line-height:1.1}
.brand small{color:var(--mut);font-size:.78rem}
.nav{display:flex;gap:18px;align-items:center}
.nav a{text-decoration:none;color:var(--ink);font-weight:600}
.nav a:hover{color:var(--navy)}
.menu-btn{display:none;background:var(--navy);color:#fff;border:0;border-radius:8px;padding:10px 16px;font:inherit;font-weight:700}
.btn{display:inline-block;text-decoration:none;font-weight:700;border-radius:10px;padding:14px 24px;border:2px solid transparent;cursor:pointer;font-size:1rem;text-align:center}
.btn-sm{padding:9px 16px;background:var(--gold);color:#1c1400!important}
.btn-primary{background:var(--gold);color:#1c1400}
.btn-primary:hover{background:#ffc74d}
.btn-ghost{border-color:#fff;color:#fff}
.btn-ghost:hover{background:rgba(255,255,255,.12)}
.btn-ghost-dark{border-color:var(--navy);color:var(--navy)}
.btn-ghost-dark:hover{background:var(--navy);color:#fff}
.hero{background:linear-gradient(135deg,var(--navy),var(--navy2));color:#fff;padding:56px 0}
.hero h1{color:#fff}
.hero-in{display:grid;grid-template-columns:1.1fr .9fr;gap:32px;align-items:center}
.eyebrow{color:var(--gold);font-weight:700;letter-spacing:.04em;text-transform:uppercase;font-size:.85rem;margin:0 0 8px}
.lead{font-size:1.15rem;color:#dbe8f1;max-width:34em}
.hero-cta{display:flex;gap:12px;flex-wrap:wrap;margin:24px 0}
.trust{list-style:none;padding:0;margin:0;display:flex;gap:10px 20px;flex-wrap:wrap;color:#cfe0ec;font-size:.95rem}
.trust li:before{content:"✓ ";color:var(--gold);font-weight:700}
.hero-art svg{width:100%;height:auto;filter:drop-shadow(0 12px 24px rgba(0,0,0,.3))}
.strip{background:var(--gold)}
.strip-in{display:grid;grid-template-columns:repeat(4,1fr);gap:10px;padding:18px 20px;text-align:center}
.strip strong{display:block;font-size:1.5rem;color:var(--navy2);line-height:1.1}
.strip span{font-size:.85rem;color:#3d2f00}
.section{padding:64px 0}
.alt{background:var(--alt)}
.sub{color:var(--mut);max-width:40em;margin:0 0 28px}
.center{text-align:center}.center .sub{margin-left:auto;margin-right:auto}
.narrow{max-width:780px}
.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:26px;box-shadow:0 2px 10px rgba(15,61,94,.06)}
.card a{font-weight:700;text-decoration:none}
.ico{width:52px;height:52px;margin-bottom:10px}
.two{display:grid;grid-template-columns:1fr 1fr;gap:40px;align-items:start}
.checks{list-style:none;padding:0;margin:0;display:grid;gap:12px}
.checks li{background:#fff;border:1px solid var(--line);border-radius:10px;padding:14px 16px 14px 44px;position:relative;font-weight:600}
.checks li:before{content:"✓";position:absolute;left:16px;color:#1b8a4b;font-weight:800}
.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;margin-top:24px}
.step{border-top:4px solid var(--gold);background:var(--alt);border-radius:var(--r);padding:22px}
.step span{display:inline-grid;place-items:center;width:38px;height:38px;border-radius:50%;background:var(--navy);color:#fff;font-weight:800;margin-bottom:8px}
.pills{list-style:none;display:flex;flex-wrap:wrap;gap:10px;padding:0;margin:0}
.pills li{background:#fff;border:1px solid var(--line);padding:8px 18px;border-radius:999px;font-weight:600}
details{background:#fff;border:1px solid var(--line);border-radius:10px;padding:14px 18px;margin-bottom:10px}
summary{cursor:pointer;font-weight:700;color:var(--navy)}
details p{margin:10px 0 0;color:var(--mut)}
.cta-band{background:var(--navy);color:#e4eef5}
.cta-band h2{color:#fff}
.cta-band .big a{font-size:2rem;font-weight:800;color:var(--gold);text-decoration:none}
address{font-style:normal;margin-top:12px}
.form{background:#fff;color:var(--ink);padding:24px;border-radius:var(--r);display:grid;gap:14px}
.form label{display:grid;gap:6px;font-weight:600;font-size:.95rem}
.form input,.form select,.form textarea{font:inherit;padding:12px;border:1px solid #b8c6d1;border-radius:8px;width:100%}
.form input:focus,.form select:focus,.form textarea:focus{outline:3px solid rgba(242,182,50,.6);border-color:var(--navy)}
.hp{position:absolute;left:-9999px}
.mapwrap iframe{display:block;width:100%;height:320px;border:0}
.footer{background:var(--navy2);color:#b9ccda;font-size:.9rem;padding:22px 0}
.footer a{color:#fff}
.footer-in{display:flex;justify-content:space-between;gap:10px;flex-wrap:wrap}
.callbar{display:none}
.page{padding:56px 0}
.page h1{font-size:2rem}
@media(max-width:860px){
 .hero-in,.two{grid-template-columns:1fr}
 .hero-art{display:none}
 .cards,.steps{grid-template-columns:1fr}
 .strip-in{grid-template-columns:1fr 1fr}
 .menu-btn{display:block}
 .nav{display:none;position:absolute;left:0;right:0;top:100%;background:#fff;flex-direction:column;align-items:stretch;padding:14px 20px;border-bottom:1px solid var(--line);gap:12px}
 .nav.open{display:flex}
 .site-header{position:sticky}
 .callbar{display:block;position:fixed;left:0;right:0;bottom:0;background:var(--gold);color:#1c1400;text-align:center;font-weight:800;padding:16px;text-decoration:none;z-index:60;box-shadow:0 -4px 14px rgba(0,0,0,.2)}
 .topbar span{display:none}
 .section{padding:44px 0}
}